Charity Ratings and are two organizations that describe the operations of charities and tell you what happens to your money. So before you give to a charity, you might want to check on the charity rating. Some charities are just not up to snuff. That includes a few veteran charities, police brotherhood charities and others. Just check out your charity. You do want your money to do some good, don’t you?

They say that charity begins at  home. I suggest that you donate to local causes. For example, most states have Indian tribes and they all do not have casinos to help with finances. I still donate to a tribe in South Dakota and as long as they don’t call me on the telephone, I will continue to support them at some level. However, if I am able to increase donations, I will support Idaho tribes. I was supporting AZ tribes but since I have a heavy financial burden for my wife who is ill, I have had to cut back.

I support two children hospitals because they gave my sister intensive service during the Great Depression. I support my church and the Salvation Army. I still support a rescue mission in Atlantic Jersey on occasion. I also support a few medical research organizations and the Special Olympics and the Olympics. But that is all I can do for now.

This is the time of the year when everything is crazy. Retailers milk this season dry. They use charity sponsoring and bragging about how they support our veterans to pursue their sales goals. I think it is a disgrace.

We should have charity in our hearts. We should be benevolent. And we should not spend ourselves into deep debt just to satisfy the retailers. My wife and I have about 80 people just in the family that we have gifted in the past. But we no longer can do that. I’ve been retired for 20 years and because of medical and long-term care, we are running out of money. So we have to be careful about how we take care of Christmas. Last year, I told my children that I would be cutting back. Then at the last chance, I gifted each of them. It is a drain for an 82 year old man but my wife’s caregiver helped me with the wrapping. I think the cost of shipping was about the same as the cost of the gifts.

I  plan to do more Internet shopping this year. I had a bad experience last year, so this year I’m sticking to Amazon and Target and such who know what they are doing most all the time.

Try not get wrapped up in all this commercialization. Think of those in your area who need a helping hand.

Have a Wonderful Holiday Season!


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